October 6, 2008
October off to a rough start
We’re in the first full week of October and money is still tight. While the bills that are due earlier in the month are getting paid, there is very little left for other things. Unfortunately we won’t get paid until next week, which is great but it’s still a week away. My wife’s income has been limited from not working for awhile, and then switching jobs, and we’re still waiting on the first paycheck from her new job. She finally got her first and probably last paycheck from the previous job, so that should hold us over to next week.
I’m a bit frustrated at the spending going on with limited income. She was going to buy tickets to a baseball game, and I had to put my foot down that we didn’t have the money. It didn’t go over well but I stood my ground. So instead of going to a game, we went downtown this past weekend. I think way too much money was spent and it just creates more stress for me than enjoyment. I’m not an anti-social person, but I strongly believe the bills should be paid before we have fun. This is a big personality difference between the two of us.
This weekend is going to be dull compared to the previous. I told her we need a plan regarding what should happen with her first big paycheck. She has two store credit cards that need to be paid off at some point. It would be nice to actually catch up on bills so that we’re in front of the next month instead of juggling due dates. If I could I would try to pay every bill as soon as it came in, not the week or a few days before it came due. Staying in front of bills helps avoid any potential problems later.
Sorry my updates have been so few and far between. The workload at my job has picked up big time and I haven’t had much time to blog. My wife is busy managing a classroom of 7th graders and we only have a limited amount of time each evening. What is interesting about this financial crisis is that it only affects you if you let it. I’m happy that the US dollar is going up in value and gas prices are down. I may have lost nearly a quarter of my 401k but time is on my side and it will go back up.
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