January 1, 2008
New Beginnings
We’re finally in January of 2008. Last year I started my journey to get out of debt in March, and I’m only a few months away from this blog’s one year anniversary. Too much threw me for a loop and December wasn’t a month I was excited about. Christmas cost way too much and the car insurance bill I just wasn’t prepared to deal with.
The primary reason things got more difficult to deal with last year was my wife went from making decent money in the spring, half of what she was making in the summer, to absolutely no income in the fall. Logic and reasoning would be that spending should go down as income goes down the opposite is what ended up happening. I think between the two of us about 2k was spent on Christmas and the holidays in general. My credit card was much abused and my next plastic pinch update will be rather embarrassing.
I need some goals though and the first is to figure out where I stand in a financial aspect. My file box is a mess and needs to be cleaned up too so it will be easier to find stuff. The spreadsheet I use as a check register hasn’t been updated since I went on my vacation, which was the entire second half of December. These things need to get back in order again for me to be able to feel back in control of the money and rebuild the EF that got drained in December. For those loyal readers, thanks for your continued support as I try to get back on my feet.
