Wells Fargo lost my payment
I’m not sure if it is Wells Fargo’s fault or not, could be trusted USPS, but a payment didn’t make it to the bank. I got a letter this weekend that things are behind so I called them up to take care of it. The collections department isn’t very nice either, but I wasn’t expecting them to be friendly since I appear like a deadbeat to them.
Needless to say I’m fronting some fees that I hope I can get waived since every payment prior to this has posted just fine. There is a concern now that a regular bill payment mailed USPS is not going to make it to the destination. Now more than ever am I wanting to pay everything electronically so I can rest assured my payment is there.
Since I paid it electronically today it will take a few days before my account is brought back current. Unlike issues with credit cards, this one is way more serious and I should of stay on top of these checks not clearing. Can’t always trust the mail these days I guess.
Do you also have your checking account with them? You can just use the Transfer feature to directly pay your card from your checking account. It shows up as a payment instantly (though as pending, and processes within a day).