My Debt Blog

First I apologize to the frequent visitors of my blog for my lack of posts this past week. After putting up some posts about my wife’s car being broken into and her purse stolen, most comments were supportive but some were rude. Yes my wife has some expensive tastes and likes some particular brands that are not exactly cheap. Maybe you would not buy these things, because you are convinced you’ll find something just as good at the dollar store or Wal-Mart, leave it alone.

I took a week off of work, the blog, and let everything settle. Where did I go? My sister-in-law got married this past Saturday, and the 4th of July was last week, my wife and I stayed at her parents for the week. Our only real costs was the extra gas to travel and the gift, but for the most part it was nice to block out the finances for a week and take care of things when I got back.

I’m well aware that if I just lived under a rock for a few months, came out to stock up on the necessities to survive, my debt would be gone in no time. I’ve been at this debt reduction thing for awhile, my focus wavers all over the place. It will take quite a few years of working on paying off these debts to be completely debt free. I didn’t get into debt overnight and I can’t expect it to be gone tomorrow. Sure I could cut my lifestyle down to nearly nothing, but lifestyle has that life part in there for a reason.

My wife and I talked about selling our house. It probably isn’t the best thing in the financial aspects to be selling the house at this time, so why should we do it? Some people work a job they absolutely hate for years just because they cannot live without the income. That is living to work, not working to live. We live in an area that currently isn’t doing anything for us because we’re much younger than our neighbors and don’t have a family. The draw and excitement to enjoy our 20s right now is in the city. When we bought the house last year it was to move away from a very lacking area we settled after college. Instead of feeling like we were wasting money on rent, it would make more sense to own something. Having this house a year, owning is much more difficult than renting. If we can sell this house and go back to renting, it is part bittersweet because it’s our first house, yet a big relief in terms of cost savings in the long run, even though the tax deduction and ownership of something is gone.

Right now I don’t have much of a long term plan or any goals. I’m kind of just letting things go the direction they are since everything has detoured anyway. There will be an update soon regarding my debt reduction, or increase, whatever the case may be soon. At any rate, I’m still here.