My Debt Blog

I messed up big time for not catching this to begin with. My wife has been very busy April finishing out her last semester of her graduate program since she will be doing student teaching in the fall of this year. At any rate, she basically forgot or didn’t pay any of her credit cards. Now we have a huge problem regarding very inflated payments for May. I was upset a first about it but I understand how stressful things get at the end of a semester, but it shouldn’t justify not keeping up with other responsibilities.

This blog I setup mostly for myself, but being married of course the finances merge into one big mess. I’m a huge advocate of making sure bills are properly paid, before or on their due date, to avoid any fees or problems. By no means am I saying my wife is lazy, she messed up and it too late to fix it right now, given I just found out about this tonight. She feels that I should handle making sure her credit cards get paid on time, which I don’t mind doing because I’m the one who handles our finances. We have to take it easy this month to make up for about $300 worth of payments on top of what is normally due. I thought April was supposed to be a bad month given all of the extra expenses.

This month is going to take some extra belt tightening, on the budget and probably my actual belt because I am losing some weight. I’m not sure how many out there have had a curve ball like this just blindside you. Just as much as I want to be debt free, I share the same goals to eliminate my wife’s debt too so all the money we pay our cards with builds wealth and that we will eventually live the life we want.